The very first financial goal I need to work on is paying off my credit card debt. Once I am free of 22.9% interest payments on stupid stuff I couldn't afford 5 years ago, I'll be in a much better position to prioritize my other spending.
Learning to live within my means minus a substantial-pay-off-the-principal-payment to the Visa people may be enough challenge for right now. Since I've been living above my means for years, it will be quite a change.
First things first
July 11th, 2004 at 04:13 pm